Recommended onboarding sequence
A good first setup reduces future friction and improves data quality significantly. This sequence is designed to create value in the first session and build sustainable weekly habits.
1) Set up money structure first
Create sources and payment methods before entering expenses.
- Prevents incomplete entries.
- Improves analytics from the first week.
2) Define practical categories
Start with frequent categories and evolve only when necessary.
- Begin with Groceries, Transport, Health, Subscriptions, etc.
- Avoid over-fragmentation in the first month.
3) Import your recent financial reality
Add recent expenses (manual or receipt analysis), then configure recurring bills.
- This gives immediate visibility of current behavior.
- Recurring setup unlocks future planning quickly.
4) Run a weekly review loop
A 10-15 minute weekly review creates long-term improvement.
- Check top categories and anomalies.
- Review upcoming recurring costs.
- Set one concrete spending adjustment for next week.
5) First-month target
Prioritize consistency over perfection. A mostly complete dataset is much better than a perfect but tiny one.
- Capture at least 80-90% of expenses.
- Stabilize category and naming conventions.
- Make one measurable adjustment based on insights.
6) What to postpone until later
Do not over-engineer in week one. Keep setup lean and iterate based on actual usage.
- Avoid too many categories initially.
- Avoid adding rarely used payment methods too early.
- Avoid complex workflows before core habit is stable.